Success Stories - Why We Love 101
"I was first introduced to 101 Financial by Lucy Delaries about 2 years ago. I had questions as to how this would benefit my family. Was this a safe thing to do? Is this for real? Then, I attended one of the seminars but yet wasn't quite ready to go on this financial adventure. I thought to myself, "I'm comfortable where I'm at".
Then one night, I was feeling a little uncertain about our financial comfort. So, I decided to fill out the evaluation and see where it goes from there. The next task was getting my husband involved and to agree on this new endeavor. Finally, after numerous attempts, I got my husband to hear about 101 financial in the comfort of our home. Our financial inspiration literally came knocking at our door.
We began our journey in March 2010. We have since eliminated over $12k in debt in less than a month! Wow! We could not have done it on our own. Thank you Aunty Lucy for not giving up on us! Shena and James mahalo for the answers to our questions and allowing us to understand the concept. Thank you 101 Financial! It took us a while to take that step, but now that journey is taking us where we want to be DEBT FREE!"
"We are Moses and Virginia Timbal and live in Hana, Maui Hawaii.
We have been self employed and in business for about 28 years. At the present time we own a 10 acre tropical flower farm and do retail sales. Among other things, we also have a souvenir shop, and own house rentals in Hana and condo rentals in Houston, Texas.
In April of 2010 we will have been in 101 Financial for 4 years. By applying the strategies and knowledge that we learned from 101 Financial, in the first year, we were totally debt free and bought our first condominium. In the following three years we were able to buy 4 more condos in Houston and build another house here in Hana.
The 101 Financial System is unrivaled, unmatched and unbeatable. The support that the company offers to its clients is a good reason Virginia and I have moved ahead so quickly these past four years and we believe that 2010 will be our best year yet."
"We couldn't ask for a more opportune time in our lives to be introduced to the 101 Financial Program. I had just experienced a major restructuring effort in my career which left me unemployed, and my husband, Jerry, was still in the start up phase of owning his own construction company.
Although we both earned generous incomes, we struggled, like many other young families, with the fact that our savings each year was minimal, and it seemed as though we would never get ahead. We worked long hours in an effort to pay for our comfortable lifestyle, and worried about the affect this was having on our three year old son, and whether we were giving him the amount of attention he really needed.
The 101 Financial Program assisted us greatly in meeting (4) major milestones in our life that we sometimes questioned if they could ever be attainable...
- Financial Freedom
- Occupational Stability
- Quality Time with Our Family
- A Clearer Vision of our Aspired Future.
101 helped us change our thinking of traditional financing. Before learning of the 101 program, we contemplated various concepts which would possibly help us to eliminate our debt. We spoke with nonprofit agencies who work to lower your annual interest rates for credit card bills, we researched different debt consolidation companies who solidify monthly payments and close off your accounts in 5-7 years, and even went as far as considering a personal loan from our parents to try and pay off as much debt as possible.
Although each of them gave promising claims to assist with a particular area of our problems, none of them could offer us a complete and concise system that would efficiently lower our monthly expenses in a timely manner. We decided to wait for something better to come along and on April 4, 2009 it did!
Within the first week of participating in 101 we paid off $15,000 dollars of our debt. We've eliminated 61% of payments that affected our monthly cash flow, and structured our monthly budget which will guarantee us to be debt free by 2010!
In addition to the amazing numeric results we've experienced, the 101 way of life has afforded me the luxury of thoughtfully looking for a new career that I can be passionate about without the pressure of needing to supply a paycheck every week. It's allowed my husband more opportunities to develop and sustain relationships with his clients, and provide Qualitative Product, over Quantitative Results.
Most importantly, we spend less time paying bills, and more time paying attention to each other, less time on Outlook, and more time outdoors, less time worrying about the future, and more time anticipating all it beholds.
We know how important a "Name" is here in Hawaii, and that once it becomes tarnished, it's very hard to regain trust from those in the community, and still we whole heartedly wish to share this program with our closest family members and friends with the assured faith that what 101 Financial has to offer can greatly benefit all families from all walks of life.
Albert Einstein said "To raise new possibilities, to regard old problems from a new angle, requires creative imagination and marks real advancement." 101 will allow you to find new prospective on traditionalism, and unleash limitless opportunities for you to grow.
O wau iho no
(With True Sincerity)"
"We are Daniel and Kimlynn Preza. We have been on the 101 system since June 2009. Since then, we have accomplished more than we expected in less than 7 months. Our goal was to see how and when we would pay off our mortgage which was projected for seven years when we started 101 Financial.
Well, to our surprise, we have just paid off our mortgage and truck loan, a total of $150,000. Thanks to 101 Financial we are still in "Awe" and would NEVER have done this if we continued the conventional way. We are still overwhelmed with excitement and can't wait to see what else 101 has in store for us. We are now on the "role" and our ongoing goal is to keep "sharing" with others what 101 has done for us and can do for them.
Being with 101 has been and still is such a Blessing to our family. We'd like to extend our appreciation to CEO Alan Akina, the awesome down to earth guy (who looks just like my adopted son) who had a vision and was kind enough to share his dream with people. To Corey Dobashi, right hand man who loves to draw and has the biggest smiles. To Earl Inouye who continues to help us with his excellent fun training along with wife Rochelle, To my sister and brother, Melodee and Michael Lingaton-Instructors, who did not give up on us over a year ago, and to all other instructors, who are ALWAYS available with our many, many questions. Last but not least, to our dear Lord who gives us the daily wisdom and strength to persevere through it all! We are going to "keep on truckin" with 101 Financial for this is the "Road to our Financial Freedom!"
"Let's see, where do I begin...well, about nine months ago, we were in credit card debt of over $11k. Thanks to 101 financial, not only did we get rid of those debts, on December 1st, 2009 we purchased our first home. We could not have done all of this without the help of 101 financial.
Mahalo to my instructor's (and family) Michael & Melodee Lingaton for all their help, guidance and support. Thanks to 101 Financial, We're Homeowners!"
"We joined 101 Financial in May after hearing really good things about it from our close friends. We adopted 4 boys which set us back financially (no regrets). We found ourselves in debt and living paycheck to paycheck. Since being on the system we have paid $9,000 towards our debt and are on our way to becoming debt free. My Instructor (Rochelle) works closely with us and has been there to support us every step of the way. Our goal is to buy our first home and to be able to pay it off as quickly as we can. This system has brought us closer as a couple and has blessed our family in so many ways. We look forward to the future and all that it offers!"
"I was first introduced to 101 Financial in November 2008 by James & Shena Couture. After attending a seminar and seeing a presentation, I was ready to begin and be closer to eliminating my debt. But I wasn't able to get on the 101 system. At this point in time I felt ashamed, discouraged and didn't want to go further.
The following year in March 2009 I had lost my job with Hawaii Superferry. Struggling and fighting to find a job, I felt strapped from living from paycheck to paycheck. While visiting James & Shena in May 2009, I decided to give it another try. I finally was able to get on with 101 Financial.
Prior to 101 Financial, I had $7,000.00 in consumer debt. I was able to pay it all off within the first 45 days of being on the system, while being on unemployment. It's definitely given me a financial peace of mind."
"The greatest thing that 101 Financial and the i101 system has offered both Christian and I is Hope. It gave us hope that one day we would be able to remain here in Maui, Hawai'i, settle down, and have a stable life not only for ourselves but for our future family as well.
Christian and I have been living the i101 system for about 2 years now and it has helped us tremendously set ourselves up for financial independence from our parents. When we first became clients, Christian and I were the typical college students. I had about $40,000 in deferred student loans and we had no mature debt that we were paying on. Don't be mistaken, 101 Financial is not only for people who have debt. It is for everyone who wants to get into a better place financially and Christian and I realized that. We saw the true value of educating ourselves before we acquire large and cumbersome debts. It has shown us that there is a better and more efficient way to do our finances. Most especially, 101 Financial has encouraged us to shoot for the stars and has shown us that our goals and dreams are attainable. We just need to strategize and create a path to reach it.
Today, Christian and I are definitely on the right path to reaching our goals of financially independence and well as financial stability. We both have excellent credit scores in the high 700s and 800s. We strategically paid off all of my unsubsidized student loans and only have about $11,000 in subsidized loans to go. This past year, Christian and I were presented with an opportunity and were able to purchase outright a piece of vacant land on the Big Island. We were also able to qualify for a new car loan without the help of mom and dad less than a month ago. Amazingly with all the education and preparing that we did, today Christian and I have already paid off a third of our car loan and have estimated that we should be finished with both our car and student loans in about 6-8 months. Once those are out of the way, we will be off to find a starter home. We love the i101 system and are forever grateful that someone took the time to share this banking system with us. Thank you 101 Financial!"
"In April '09, my long time friend and co-worker, Ana Magarin invited me to attend a 101 Financial seminar. I was already at the end of my rope and I knew that I could trust my friend to help me get out of debt. I am a single parent with 2 children. I got very minimal child support from the father of my children and was living paycheck to paycheck. I was in a very unhappy relationship. It was very stressful for me thinking of how I was going to pay my bills and support my children. I was also experiencing different kinds of health problems. When I finally did my free financial analysis, I knew that I had to get some help because it was really bad. I had a high credit card balance and multiple personal loans.
I finally got all the necessary paperwork to get the process started and I hit a roadblock. I did not qualify for the 101 Financial System but I was able to get on another program which was 99 Financial. Ana and Rochelle had to teach me the basic fundamentals of financing. Within two months of being on 99 Financial I was able to increase my credit score and started cleaning up my bad credit history. I got organized and set goals for myself which I thought I could never achieve. So after 2 months, I was able to get into the 101 Financial System. Through the education and support that Ana and Rochelle gave me, I was able to overcome these financial obstacles and became more confident in dealing with my finances.
Because I got educated about my finances by my personal instructors, I got the courage to be able to move to Oahu, get a new job (with less pay), and start a new life with my children. I also found someone who loves my children and I. All of this had happened within 4 months of being on the system. I was able to pay off a total of $15,000 since I started and I am working to pay off my credit card and auto loan. I should be debt free within 12-18 months. Also, I look forward to owning my own house sometime in the near future. No more worries about the finances. I am stress free and very happy. I am very glad to be on the system. The 101 instructors are very supportive and are always there when I need them. Trust me...it really works. Thank you so much..."
"I've heard about 101 Financial before but I never thought of looking into it until my cousin's wife Ana Magarin emailed me an invitation to a 101 Financial seminar. Only then I knew that it was a sign for us to check it out because we needed to do something about our finances. We have been on the 99 program for 6 months now and it has built our relationship "financially" stronger. It made us realize how important our finances are. James had made a big change, saving at least $100/wk by just bringing home lunch! He realized how this has changed part of his lifestyle and feels great about it! As for me, I can say 99 financial helped me bring my credit score up...over 100 points! We're so excited to be part of the "101" family. We are looking forward to being on 101 Financial. We can't wait to see what else is in our paths, to someday, reach our dreams and goals, and have that peace of mind!"
"In January 2009 my wife informed me that our good friends Bootsie and Sam Sheldon invited us to see a presentation of some financial information or program. I was not interested in being a part of some multi- level marketing scheme, and told my wife "no way". One day before our scheduled meeting I went online to see what the 101 Financial website was all about. I was very surprised to see that in six years they have not had one complaint from the BBB.
The 28th of January our meeting date arrived, and I was still hesitant about attending but went any way. We arrived at Jay and Corrine Murata's home and noticed other people arriving too. When Sam and Bootsie arrived I remembered asking Sam to come out to the porch, and I asked him what is this meeting about because we were not interested in any type of Sales pitch, i.e., MLM, or having to go out to get people to join anything. Sam told me "I have known you folks for a long time, if I was getting you guys involved with some scheme or MLM, how would I be able to look you folks in the eyes ever again". That was good enough for me.
Being the cynic that I am I admit as we sat through the presentation given by Corey Dobashi , with my arms crossed still skeptical, I somewhat started to understand the theory of what he was saying but couldn't conceive how it could work. We agreed to take the next step and submitted our entire financial status for analysis. Our instructors laid the program out and explained the changes we would make and the amount of bills we would pay off each month if we followed the program as it was designed. It seemed great but very unrealistic, and we thought "OKAY" and decided to go along with this and give it a shot.
As instructed by Sam and Bootsie we applied the program to our lifestyle all the way. And in our first month we actually surpassed the numbers that were forecasted from our analysis for our initial monthly obtainable result; $12,000 was the projected amount to have paid off: actual result- $16,500. We could not believe it! By March 28, 09 we were able to pay off $28,000.00 of our debts with little to no effect on our way or quality of life.
101 Financial, we believe was God's plan for us "divine intervention" right before the storm would hit us. Two days after we wrote the last check for our last bill my wife was diagnosed with Cancer; Stage 4 Non-Hodgkin's Lymphoma. My wife stopped working, and entered into a 6-cycle rigorous course of monthly Chemotherapy at Queen's Hospital for the next five and a half months. Over the years we've tried to be good stewards of our finances and even doubled our monthly payments but were never able to get out of debt. If we hadn't been invited to this 101 Financial presentation by our loving friends Sam and Bootsie, we don't know how we would have survived. As we look back there was no way we would have made it financially on one income going through this cancer journey.
Today September '09 my wife is cancer free!!! And recovering . We are still working on becoming mortgage free. More importantly, through this whole ordeal of the "cancer journey" of flying to Oahu every 21 days for my wife's chemotherapy, our way life and our quality of life has not changed. Enthusiastically, we love sharing this amazing program with other families and we tell them about this remarkable financial tool, a breakthrough miracle for us. We were so excited to see our bills just "melt down" that we got our children involved. Now they are all part of the 101Financial family as well. Our daughter Tashanna and her family in Hilo on the Big Island and Our Son Don and his family in Las Vegas are close to being debt free as well. Thank You from the bottom of our hearts! God Bless."
"My husband Neil and I have been clients of 101 Financial for little over one year. When we were introduced to 101 Financial from my sister Shantell, I was so stressed and not in the mood to hear about another way to sell something to make more money. She said she didn't even know much about 101 Financial but was going to learn more that Sunday at a free seminar at a mutual friend's house, so she invited me to come. In the meantime we both googled 101 Financial, checked BBB, and also googled Alan Akina the president. We figured anything good or bad about anything it will be on the internet. We only found positive feedback, which was very uplifting considering so much negative going around me at that time.
I had just been told that my hours were gonna be cut back, which meant now we were gonna be short about $500.00/mo now. I applied for a consolidation loan at my credit union earlier that day, and got a call that afternoon saying I was approved and I just needed to come in and sign papers. It was a Friday, and I could've went in easily, it's the next street over from where I worked, but I asked if I could come in on Monday instead to sign papers, and she said sure no problem.
Its funny how things work out, there must have been a reason why I decided not to go, because that night is when I heard about 101 Financial.
So I went to the seminar on that Sunday, and my husband a few days later came with me to see the presentation along with our free financial analysis results. It "blew" us away. It was hard for me, because I seriously thought we were doing fine, and I was the queen of budgeting. To see it all in black & white in writing, together all of our consumer debt was hard! It made sense though, in why we work hard, get paid good, pay our bills, provide the best for our family, but never seem to be able to move ahead. That was the biggest and most frustrating because we want to be here in Hawaii and raise our children here. When it was presented to us that we could pay off all of our debt in a little over 4 years with a plan, a road map, a guide, and support of people we knew, it only made sense to go ahead & move forward, because the way we were doing it was not moving us forward.
In the first few months we paid off 3 credit cards, and little over $10,000.00 of debt! The 101 system has helped us set some goals financially, and personally. Since we have all of our finances together now, it sure does make a lot easier to track and keep ea. other accountable. We have a pretty consistent ritual, I call it our "101 Sunday Date" we go over our calendar, our projections, our financials, and what's going on for that upcoming week. It's really been a blessing in our marriage. My husband talks to me more, and opens up more about a lot of things. I am learning to be a better listener, and that makes a big difference as well. We are not stressed out, and we see the results financially and personally, overall it's been the best thing for us!
Another hardship came our way this past March. I got laid off, and lost my job. I did not see it coming, at all! I was told not to worry, that i was secured with my job. It was more devastating personally for me, because I had been there 9 years and they were like my 2nd family. This was the true test of our 101 Financial personal system. Let me tell you this, Neil and I kept up with being even a little more aware of our expenses, and kept up with our 101 system, we didn't feel a damper, or a ding in our "living" day to day. We were still able to pay all our bills, rent, food, and necessities for our family. Our children don't know the difference, just that mommy is home now after school, and that's been great!
This is what I will end with. Currently we have paid off around $20K, and all this with me being laid off. Yes we probably would've been able to pay off more debt, but to know we can pay all of our monthly bills & expenses, and still pay a little debt, that blows my mind away. What really makes me happy is that my husband and I are even stronger today, and our children look at us with their eyes and I see their happiness! We are so blessed to have the support of our 101 family, for where I thought I lost a lot with my 2nd family from my job; I gained so many wonderful, supporting, encouraging, forever family & friends with 101 Financial! Mahalo Nui Loa from the Bottom of my Heart."
"My husband & I joined 101 Financial and started paying off bills right away. There was money to make chunk payments and the system was really working for us. Then I lost my job. I was out of work for 6 months. The program helped us "to float" through that tough time. We're getting our finances in line again, and we didn't have to rely on credit cards to get us through it!"
"We were able to use 101 Financial to pay down our home mortgage to the point where our principal was greater than interest payment. At the same time, we paid off a new vehicle within one year. After paying down the mortgage significantly, we were able to sell our home with greater equity and purchase a new and nicer home. We are currently on track to pay off that mortgage within five years."
"Hi, we are Scot and Debbie Yoshimura from Kona and we have been on the 101 Financial system for the past 10 weeks. In this short period of time, we have already taken 3 years off of our current mortgage and we are excited to see where this system will take us! What we like best about the system is that we don't have to curb our spending habits. We can buy what we need and want and not worry about getting deeper into debt.
We have 3 very young children and prior to enrolling into the system, we were concerned about how we would be able to afford putting them all through college. Now that we can see what the system is capable of doing for us, we no longer worry about that.
The bottom line is that, at the very least, it gives us peace of mind for our future and the future of our children. Thank you, 101 Financial, for giving us the tools to turn all of our dreams into reality!"
"We came to 101 Financial in June of 2008 with approximately $40,000.00 in consumer debt. If we continued to pay off our debt conventionally "the way the bank taught us", it would have taken us close to 22 years, to pay off our debt with interest charges. Being on the i101 system, in just three months we have paid off over $25,000.00 in debt. With just one income! We will be totally debt free in the next four to six months. There is NO WAY this would have been possible without 101 Financial. Being on the i101 system has made paying every day bills FUN!
We just got married on September 13, 2008. We will be debt free not too long after our honeymoon. That will be our best wedding gift to each other. Financial peace of mind! We will soon be looking to buy our first home, thank you 101 financial."
"The burden of stress, worry, and bondage to our mortgage debt and a desire to handle our own finances wisely, 101 FINANCIAL has brought relief. My wife and I no longer fear the uncertainty tomorrow may bring and are hopeful to fulfilling our dreams for a second home and a comfortable retirement. Upon becoming members our mortgage loan stood at twenty-seven years. Through the 101 System we've paid off our mortgage loan in less than a year, broaden our financial knowledge, oneness in working our finances, invested in two properties, new friends, and working towards opening our second business. We have accomplished more in one year than we've ever imagined. We're stoked the impossible "is" possible! Thank You a thousand fold 101 Financial our hearts are forever grateful!"
"My husband and I were first introduced to 101 Financial by attending a 101 Financial Seminar given by guest speaker Alan Akina. We were very curious but skeptical and cautious. Alan was very sincere, humble and heartfelt in his presentation. That moved us to fill out the debt analysis. We in turn received a simple, easy to read statement which showed that conventionally we would take 20 years and 2 months to clear our debt and end up paying over $167,000.00 in interest. However, on the 101 Financial System we would be debt-free in about a third of that time, saving over $108,000.00 in interest! Needless to say, we were still skeptical. But with the help of our agent taking us through every step of the way, we paid off one car loan within weeks and made an additional payment of $8000.00 on our mortgage in 2 months. By doing that we're already 2 years ahead of the conventional method.
We are so grateful that we were introduced to 101 Financial. We did not believe that the system would work. Two months later, we cannot stop sharing with others about our experience with 101 Financial. Our suggestion to you is to talk to an agent because they really want to help you get debt-free. Listen to what they have to say; you will not regret it. Words cannot fully describe the joy and stress-relief this system brings. Things are looking up - the future's so bright, I gotta' wear shades."
"101 truly offers financial peace of mind. 6 months after starting the system Wes got sick and was out of work for 3 wks, no vacation or sick leave. My paycheck was 2 1/2 weeks late during that same time. This was when I learned the TRUE meaning of financial peace of mind. Because of the 101 system we were able to make it through and focus on Wes getting back his health, instead of stressing about the bills or how to get food to the table. We are still on track to being debt free and are looking forward to the opportunities ahead."
"We've been on the 101 Financial system for about 6 months. In the first 30 days of being on the program we paid off the balance of our car loan of about $4,000. We paid it off a year ahead of time and saved all those interest payments for 12 more months, plus freed up $350 a month to put toward other debt.
We were also able to make a $5,000 additional "principal only" payment to our mortgage, which took over 4 months off of our payment schedule. Over the next 5 months we were able to bring our mortgage principal down another $15,000 plus. In so doing, the monthly interest amount has been reduced about $100 a month (freeing that up to be applied to the mortgage) and shortened our payment schedule at least 8 months (saving us all those interest payments).
In addition, we were able to fly our son and his family from HB, Ca. to Seattle, Wa. to see Bob's family who had never met our daughter-in-law and their infant son. Then we purchased a matching washer and dryer for over $2,000. All of this without incurring additional debt.
Before being on the 101 financial system we never could have done all of this in so short a time. We finally have hope that we no longer need to live from paycheck to paycheck, but rather can walk in a state of financial peace of mind, and looking ahead to brighter days in which we can build wealth. Thank you, 101 Financial."
"The 101 Financial System is an extremely efficient and very quick way to pay your debts of any kind, whether it be mortgage, car or personal loans or credit cards. The Wealth development program of 101 Financial and help support is unrivaled, unmatched and unbeatable, and head and shoulders over any company similar to it.
PS.... 101 Financial System can also help people with little or no debts or have sizable assets and looking for a Wealth Development program."
"We consolidated our credit cards and another loan just before we enrolled with 101 Financial. I would go to bed late and wake up early because of the stress. When we first started with 101 Financial, I would be sitting at my desk thinking about what bills I had to pay, however everything was paid for.
Our 1st year on the 101 system, we were able to apply $50K towards our mortgage and paid it on time. Our credit score is in the high 700's and we truly have financial peace of mind. We also are investing in several different real estate projects. We would never be able to do that without the guidance of our mentor.
Our 2 daughters, which are in their 20's, are utilizing the i101 system of banking. They will not feel the stress of banking the conventional way. Now they have a much better future.
I want to Thank God for answering my prayers, Alan and Corey for their leadership, vision and friendship, and for 101 Financial for teaching us a better way of banking for our future.
Me ke aloha"
"101 Financial has helped me gain the financial confidence that I have been awaiting for many years. Prior to joining 101, my credit score was really bad - in the mid 500. I had credit card debt and a mortgage. I was living paycheck-to-paycheck prioritizing what bills needed to be paid. Getting bill collection calls, paying utilities when the suspension notices were sent, post dating checks to pay bills, told my son that I would buy him a car for transportation two years ago and couldn't, and so on. Banks and mortgages companies did not want to help me.
I was told about 101 Financial by a very good friend who was a member of the company. It took a year of sacrifice to qualify, but made it. Presently, I have been a member of 101 for 10 months. Big changes have occurred. Presently, carrying a zero balance on my credit cards, bought a new car for my son for college transportation, bought myself a much needed new truck, and was able to put down $5,000 to the principle of the mortgage.
I pay my bills on time, no worries of post dating checks, and have my finances readily available for emergencies just in case it happens. Credit score is now close to 700. All this in 10 months of being in 101 and making less money prior to 101 and without changing my lifestyle. Financial Confidence has finally come. Thank you 101 for relieving me of all that financial stress."
